Mature Insurance Products

Lifestyle Guardians LLC
(607) 272-3140

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	Medicare Supplement Medicare Supplement policies cover costs not paid by Medicare, such as co-pays and deductibles for doctor visits and hospitalization. Plans offer comprehensive coverage so you can see any doctor and there are usually few if any out-of-pocket expenses.
	Medicare Part D Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
	Medicare Advantage Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services. Premiums are often low and $0 premium plans are available in many areas.
	Long-Term Care Long-Term Care insurance provides coverage for many services used by people who have disabilities or chronic (long-lasting) illnesses. Both tax-qualified and non-qualified plans as well as a special stand alone home health care plan are available.
	Life Insurance Life Insurance can be an important part of your estate plan. Final expense, Term life and Whole life insurance policies are available to help plan for the future.
	Dental Insurance Dental Insurance is an important complement to any health insurance plan. We offer simple and flexible dental plans available to individuals from 18 years old and beyond.